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CRITICAL CONDITIONS INSURANCE
Supplemental protection when a covered condition strikes.
Significant benefits in the event of a serious covered condition.
Many people lack the insurance protection they need when a major condition strikes.
Many more face major health issues like cancer, heart attack, and stroke with no coverage at all.
We believe everyone should have the opportunity to obtain critical care insurance to help fill the gaps and help cover the costs related to recovery from major conditions.
Our Critical Conditions policy can do just that. They are insurance plans that are clearly written and easy to understand, so you can be sure it's the right plan for you and your family.
What's Covered
The policy is offered in pre-set amounts of $10,000, $15,000, $25,000, $50,000 or $100,000 and provides coverage for one of the following:
Cancer only coverage
3 conditions
Critical Illness (other than cancer) coverage
18 conditions
Cancer and other Critical Illness coverage
21 conditions
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- The Return of Premium Upon Death Benefit is a standard feature.
- Best Doctors services are included.
How Much Critical Conditions Insurance Will You Need?
Though it is difficult to know exactly how much Critical Conditions insurance anyone will need to pay out-of-pocket expenses, an emergency insurance fund equal to one time your annual income may be sufficient. You can always choose on your needs, but this amount is a good place to start.
- Benefits paid directly to you
- Guaranteed renewable
- Lump sum payment for the most critical conditions
Long-term recovery can include many unexpected expenses. Use your benefit to pay them off – or use it however you like. It’s your money.